Financial information

NFU Mutual has one of the strongest solvency margins in the industry. And as a Mutual, we have no shareholders which means no shareholder dividends to pay out, so rather than being driven solely by profit, we can focus our energies on ensuring our charges are one of the most competitive in the industry. For further information on our financial performance, please click on the relevant link below.

• 2005 annual report: view in PDF format

• With-Profits realistic balance sheet

• NFU Mutual's principles and practices of financial management

• NFU Mutual's investment strategy